Fall is here, bringing cooler weather, shorter days, and a busy season of travel, gatherings, and time at home. It’s a great time to review your auto and home insurance coverage and make sure it still fits your needs. Changing weather, wet roads, and earlier sunsets can create new driving challenges, while seasonal maintenance and holiday activities can bring additional considerations around the house. Whether you’re reviewing your current coverage or shopping for a new auto or homeowners insurance quote, our team is here to help you feel prepared for the season ahead.
Don't forget about your life insurance needs! My team and I wholeheartedly believe in the value that life insurance offers. Many people don't think about buying life insurance until they have children. But far too many people — having a child or not — put off the purchase entirely. Many consumers overestimate the cost of having and paying for life insurance. Contact me to discuss which options may be right for you and your family.
A little bit about me.... I'm Craig Dewhurst, your Good Neighbor and local State Farm Agent for the past twenty-five years! I grew up in the Jacksonville area, am a current resident of World Golf Village in Saint Augustine, and love to give back to my community. I currently serve as a business partner for several St. Johns County schools and local youth sports, and serve on the St. Johns County Traffic Safety Team. I am also a proud Alumni of Florida State University and serve on the Seminole Boosters National Board.
Before becoming a State Farm Insurance agent, I worked for State Farm in Catastrophe Operations, where I saw firsthand State Farm’s desire and ability to help people when they needed it the most. Because of State Farm’s significant financial strength, we can be confident they will continue to provide in times of need. I knew this was the company I wanted to work with and whose services I wanted to provide to my customers and community. I opened my agency doors on July 1, 2000 and have been helping customers ever since. I am thrilled to have the privilege of owning a business in my community!
I have a dedicated team of licensed insurance representatives who are committed to providing our customers with personalized service and care. With their knowledge of the vast number of insurance options State Farm has to fit your unique needs, they are eager to work with you to understand your goals and identify ways to help protect them. And they are local and live in the same communities you do: St. Augustine, Jacksonville, Saint Johns, Elkton, and Green Cove Springs.
Our team takes great pride in helping you understand your insurance and ensure you are getting the appropriate, personalized coverage to fit your needs. And you can be confident we know what we are talking about - my team and I have over 155 years of combined insurance experience!
Our office has been recognized for our in- and out of the office service and have won several awards, including the Community Service Award from the NAIFA, and the St. Augustine Record's Agency of the Year. I was named one of the 2020 Seminole 100 Award recipients, given to the 100 fastest-growing companies in the United States owned by FSU Alumni. My office was also recognized as a top State Farm agency in 2019, 2020, 2021, 2022 and 2023. Just take a look at our 575+ 5-star Google reviews - our customers love us!
Our team is ready and happy to assist you, and we have 24/7 Good Neighbor service after office hours. Call or stop in for a free Auto Insurance quote, Homeowners Insurance quote, Condo Insurance quote, or Renters Insurance quote, to discuss Life Insurance options, or how we may supplement your private health insurance with additional coverage. We also write home, renters, condo, rental home, and manufactured home insurance through Citizens Property Insurance and Flood insurance through FEMA.
We provide Insurance for your motorcycle, boat, jet skis, RVs, 5th wheels, motorhomes, travel trailers, golf carts and more! We can also help you determine your needs for a liability umbrella policy. Do you have items of particular value such as engagement rings, jewelry, art or sporting equipment? We can help you insure those specific items on a personal articles policy! We also are proud to offer pet insurance through Trupanion.
As a small business owner myself, I understand the unique needs of small business owners, and am privileged to offer Business Insurance for many industries and types of businesses.
At my Agency, we focus on:
Helping families manage their car and home insurance expenses.
Insurance for cars, trucks, motorcycles, golf carts, RVs, boats, and jet skis.
Discounts when you combine your Auto Insurance and your Homeowners Insurance, Renters Insurance, or Condo Insurance.
Providing free quotes for Life Insurance and helping customers calculate the amount of Life Insurance they need.
Helping small businesses with business insurance, workers comp insurance, as well as commercial auto insurance.
Providing customers the answers to their questions about Flood insurance in Florida as a National Flood Insurance Program (NFIP) Servicing Agent, administered by the Federal Emergency Management Agency (FEMA)
Providing additional Home insurance options through Citizens as a Florida Citizens' Appointed Agent
We are also conveniently located close to Palencia, Murabella, Trailmark, King and Bear, Heritage Landing, Whisper Ridge, Windward Ranch, Samara Lakes, Silver Leaf, Nocatee, Ponte Vedra, Sawgrass, Orange Park, Hastings, Elkton, Bartram Springs, Durbin Crossing, Aberdeen, Julington Lakes, Oxford Estates, River Town, Riverside, Julington Creek Plantation, Durbin Creek Estates, Beachwalk, Beacon Lakes, Creekside at Twin Creeks, and other communities located in St Johns, Clay, and Duval counties in Florida.
Prefer to do business online or over the phone? We got you too! Our tools and technology allow us to conduct business virtually so you can access your insurance in the comfort of your home, office, or on the go!
State to State transfers for State Farm customers auto insurance.
Providing remarkable customer service and being Good Neighbors. We can't wait to serve you!
si hablamos español
More about my team:
Heather
Heather, our office manager, has worked for State Farm for over twenty years. She has worked for different agents in other states prior to relocating to Florida twelve years ago. Heather enjoys reviewing current home and auto insurance coverage and available options with customers, to ensure that even as their needs change, they are still protected in ways that help them continue to achieve their financial goals. With many customers also being business owners and operators themselves, Heather finds that many entrepreneurs can also benefit from State Farm's business insurance products. In addition to providing value through insurance and customer service, Heather is also a Notary Public!
Brian
Brian has worked in the Insurance industry for more than seventeen years now and enjoys getting to know customers. Brian loves helping customers with home and auto insurance, but his favorite insurance to provide customers is Life Insurance. He loves learning about each family and their goals in order to help them answer the question "what kind of life insurance should I get?" He enjoys providing quotes and options to meet family's financial needs that also fits into their budget. Brian also understands that customers' situations and needs change over time, and actively reviews life changes with customers to make sure their Life Insurance coverage is still the right fit for them. Whether customers have questions about term life pros and cons for a growing family, or would like to discuss Life Insurance for seniors, Brian is eager to help!
Marjorie
Marjorie is a Florida native and has been in the insurance industry for over twenty years and in my office here in World Golf Village for the past eleven. She really enjoys helping customers every day, and because she speaks Spanish, she is able to help more customers in more ways! Marjorie enjoys quoting Homeowners Insurance and helping customers throughout the process of moving and buying a home. She works with customers to compare Home Insurance so they can be confident they are buying the right product and coverage to fit their needs. She also enjoys working with new drivers to help navigate Auto Insurance, ensuring they have the information to make the right decisions to fit their needs and budget.
Lindsey
Lindsey has been with my State Farm Insurance Agency for thirteen years, and boasts a total of seventeen years in insurance. Lindsey focuses on auto insurance policy billing questions and State Farm payment plan reminders. Her commitment to customers helps prevent lapses of coverage due to a missed payment or misplaced bill. This is another way we provide remarkable service to customers.
Lauren
Lauren, a customer favorite, is back at the Craig Dewhurst agency after gaining experience with an IT firm for the past two years. She had worked in our office for eleven years prior to that, and is very excited to be back, working with many of the same customers, and meeting new ones as well. She is able to help with auto insurance, as well as home, condo and renters insurance, life insurance, and different insurance options for your small business.
Katie
Katie has been in the insurance industry with State Farm for sixteen years. Katie manages the office marketing, but also enjoys quoting Auto Insurance, Homeowners Insurance, and Renters Insurance, and helping find customers discounts on their insurance! Prior to insurance, Katie was in the service industry, so customer service is one of her greatest strengths and passions.
Kayla
Kayla started with the office in 2022 and focuses on customer service and billing. She is a Florida native and loves providing great service to our customers, helping them with their auto, home, and renters insurance.
Ryan
Vinny
Vinny started his insurance career with our office in 2025, after studying risk management and insurance in college, while also working in customer service. He is using all that great knowledge and experience to now help our customers with their auto and home insurance. Vinny has plans to become a State Farm agent himself in the future.
Zack
Jenifer
Jenifer is the smiling face at the front desk, and is eager to greet everyone at the agency and assist with their inquiries. With a background in customer service in the financial services sector and the St. Johns County School District, she is ready to connect customers with account representatives and handle insurance payments over the phone.
More about many of the insurance products we offer:
Auto Insurance
Auto insurance can seem complicated, but State Farm can help make it simple. More drivers choose us over other auto insurers because of the excellent customer service, as well as straightforward assistance and a host of money–saving discounts. We handle every claim with care and attention – including 24–hour personal claims assistance. Talk to me about the right auto insurance coverage at a price that’s right for you!
Homeowners Insurance
It could pay to protect the place you call home. With homeowners insurance from State Farm, know that your home and personal property have coverage. We provide homeowners with customizable coverage and a host of discounts like – saving more if your auto is insured with us, or if your home is equipped with protection devices like fire or burglar alarms, just to name a few. Find out how I can help you choose the right policy to help meet your needs.
Renters Insurance
Your landlord’s insurance may cover the building where you live, but not your personal belongings or your liability for accidents. You can protect yourself with renters’ insurance from State Farm. If your possessions are stolen or damaged by a fire or tornado, a renters insurance policy can help pay to replace them. It can also provide liability coverage to help protect you from covered claims if someone is injured at your home. Renters insurance may be more affordable than you expect, and State Farm renter’s insurance premiums average less than a dollar a day. Protect the things you own and love – let’s talk about the flexible, customized coverage you may need.
Condominium Unit Owners Insurance (Condo Insurance)
Help protect your condo unit from fire, theft, and other covered causes of loss with State Farm Condominium Unit Owners insurance. You may want to make sure your condo unit and personal property in it are protected in the event of a covered loss. Liability Coverage can also help protect you in case someone becomes injured on your property. Plus, you can save money when you choose to bundle a condo and car insurance policy with State Farm.
Bundle Auto and Home
Choose to combine your Home and auto insurance policies with State Farm and save on auto and home. Bundling your home and auto insurance with State Farm could help save you money, simplify your bills, and help protect your two biggest investments. Auto and Home. It’s just as simple to bundle your car and condo insurance to help protect your ride, your home, and your budget.
Motorcycle Insurance
State Farm offers motorcycle insurance for two- and three–wheeled motorcycles licensed for use on public roads. From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers robust coverage options. Find out how I can help choose the right policy for your needs.
Life Insurance
To help protect the future of the ones you care about most. State Farm offers many different product options that can stand alone to address your personal needs or be combined to provide greater flexibility. Available at an additional cost, optional riders can help customize a policy to meet your unique situation and can help your policy to adapt as your needs change.
Boat Insurance
Boat insurance through State Farm can help protect you against the risks of owning and operating your boat, motor, and trailer. On top of that, boat insurance may offer protection against liability lawsuits and medical payments. If there is injury to others or damages to other boats, docks, or structures, resulting from the ownership or use of your boat, there may be coverage available under the boat policy liability coverage. Contact me to learn more.
Business Insurance
Health Insurance
As you experience changes in your life, your health insurance coverage needs may change as well. Let State Farm help you find health insurance coverage. Your State Farm agent can offer supplemental health plans, options to supplement Medicare coverage, and disability insurance policies to help protect your paycheck to cover monthly expenses.
Pet Insurance
Your pets are there for you – we can help you return the favor. When your pets are sick or injured, let TrupanionTM help lessen the cost of an unexpected vet bill. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. State Farm has teamed up with Trupanion – a leader in high–quality pet medical insurance – to make it easier for pet owners to care for their furry family members.
Personal Liabilty Umbrella
The scope and purpose of the Personal Liability Umbrella Policy (PLUP) is designed for policyholders who desire higher liability limits in excess of certain underlying coverage limits. This provides additional liability protection at a reasonable price. Protection against personal claims such as defamation of character, libel, or slander that may not be covered by other policies.
RV Insurance
You put in the work for the chance to get away, and we get that. State Farm® RV insurance helps protect motorhomes, fifth wheel, travel-trailers or pop-up camper against a variety of damages and losses. Available coverage includes bodily injury to someone, or property damage caused while driving your motorhome; bodily injury received in an accident with an uninsured motor vehicle; motorhome damage caused by an accident; theft, fire, vandalism, and other losses, even while your RV is in storage; and emergency road service in the event of a breakdown while traveling in your motorhome. Talk to me about help in choosing the right insurance coverage and price for you!
Electric and Hybrid Cars
Classic and Antique Cars
Your car is a classic if it’s 10 to 24 years old. It’s a treasured antique if it’s older. Whether you lovingly rebuilt your antique auto or classic car from the ground up or you bought a perfectly restored showpiece, it's much more than a car to you. It's your passion. State Farm can help protect it.
ATV Insurance
State Farm offers off–road vehicle insurance for multiple sports and leisure types. If an accident were to happen, off–road insurance can help protect you. Like your auto policy, this insurance has similar coverages for you to select from such as bodily injury, property damage, comprehensive, collision, uninsured motorist, and medical payments coverage.
Medicare Supplement insurance
Medicare Supplement insurance provides additional coverage to help with some of the expenses that Medicare does not pay, including Medicare Part A coinsurance, copayments, and deductibles.
